How to avoid insurance scams
You are probably dissatisfied when you need to pay more for car insurance premiums. The amount which you paid a couple of years ago probably has now multiplied. The main reason for higher expenses is an increase in car insurance scams throughout the UK. Fraudsters tend to purposefully cause accidents to claim cash from insurers. You could become a direct victim of being hit on purpose or indirectly, by paying higher fees for insurance.
One of the most common scams is “crash for cash” or “flash-for-cash”, where fraudster deliberately causes a specific road traffic accident. To make the other driver responsible for the crash, they could slam on their brakes or flash their headlights to inform about giving way and then not doing so which leads to an accident. Away from these types of scam behaviours, they could make themselves victims of a hit-and-run accident which makes insurance companies almost impossible to check the facts. Whiplash claims are very common, which are hard to be diagnosed by doctors. More than 500,000 people a year in the UK claim whiplash injuries.
Don’t want to be a victim of scams? There is nothing you can do to stop people from whiplash claims or staging hit-and-run crashes. But you can do something about “crash for cash” as to buy a dash camera. It will record all activity in front of your car, and you will be able to prove other cars fault. Other than that remember to pay close attention to situations on the road and keep a safe distance from the other cars.