It’s enough to wear a seatbelt below your shoulder
Many people think that seatbelt will work as long as you buckle up. Unfortunately, it is the wrong idea as it will lead upper body more vulnerable to injuries in case of the crash. Studies show that wearing seatbelts properly will prevent from getting hospitalized. People tend to wear seatbelt below their shoulder to not wrinkle their dress or shirt. They think proper way of wearing them is uncomfortable, but it has been invented for a reason to save our lives by reducing accidents and injuries.